HHS officials said mental health services generally amount to only about 5 percent of a large group insurance plan’s spending, so there should be limited impact on premiums. They said the small group and individual plans being made available through health insurance exchanges already reflect the parity requirements.
Officials at America’s Health Insurance Plans, a trade group, said they were still reviewing the rule.
Gil Kerlikowske, director of the National Drug Control Policy Office at the White House, said the rule builds on the need to treat drug problems as a public health issue and not just as a criminal justice issue. He said about 23 million Americans have a substance abuse disorder, but only about 1 in 10 receive the treatment they need.
“Access to drug treatment shouldn’t be a privilege to a few who can afford it. It should be provided to everyone who needs it,” Kerlikowske said.
Lawmakers instrumental in passing the health parity law had grown impatient with how long it was taking to fully implement it.
“While I am clearly frustrated that this wasn’t done sooner, I understand that they had a lot of other things on their plate,” said former Rep. Patrick Kennedy, D-R.I., adding that it would be ungrateful not to take into account progress made on other fronts through the Affordable Care Act.
Kennedy went public about his own struggle with addiction after crashing his car into a barricade near the Capitol in 2006; he was diagnosed with bipolar disorder after winning election to Congress in 1994.
“Ending insurance discrimination against pre-existing conditions is the single biggest mental health bill we could get,” Kennedy said.